If you are a current business owner or about to start up a business then you should know that investing the right type of insurance is a must!
Without insurance you will not only be jeopardising your company, you will also be putting the likes of your customers, your employees and yourself at risk.
Finding a cover to suit your needs isn’t as daunting as you may think and there is an assortment of providers on the market. All will cater to suit a different need however, which is why it is important to really look into what is on offer.
Endsleigh offer some great options to those that own a company, shop or any sort of office building. These include the likes of tradesman insurance, office insurance, shop insurance, professional indemnity insurance, pub insurance, public liability insurance, student union insurance, gym insurance, teacher and tutor insurance, commercial insurance, sports insurance, solicitors professional indemnity and also the likes of charity insurance policies.
Three of the most important types of business insurance policies come in the shape of public liability insurance, which basically covers the business owner if a member of the public becomes injured inside your company environment. This could be a simple thing such as slipping on a wet floor, tripping over a loose tile or even a box that has been left unattended. If the customer were to make a claim against you then you would be covered with public liability insurance.
Shop insurance is another important policy to look into if you own your own boutique for example, without such an insurance any damage or theft of any business contents will have to be paid for out of your own pocket, and the same goes for loss of profits if your building becomes damaged and has to undergo a series of work.
Tradesman insurance is another important policy to look to if you have the needs of both your employees and yourself at heart. If you were ever to unfortunately be taken to court due to a claim against negligence then a tradesman insurance will cover you with up to £2 million as standard of public and products liability costs.